We all know that living frugally is hard work and it looks different to all of us. That's actually good because when it comes to money, we all have different priorities. In its simplest form, that is exactly what a budget is. A budget allows us to tell our money where to go. We all make these choices. I thought it would be interesting to share some things I choose to spend money on. Within our budget, we have to make choices about what we will and will not spend money on. I know that when we think of budgets, we often think only of what we are not spending money on. It's such a negative way … Read More...

We did it! We just completed and survived our first ever no spend month! It was a great adventure and resulted in some good savings. Here's a great long post about how it went, what we saved and all I learned this month. Now, I should start by noting that everyone in our family was sick at some point this month. Nothing major. Mostly drippy noses with the annoying coughs that hang on for Nathan and my husband. Since we wanted to avoid passing our germs around or getting any new germs, we stayed home quite a bit this month. That unexpectedly helped us with our no spend challenge, but I … Read More...